Payday lending: find the information you need
Where do you live?
- British Columbia
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Prince Edward Island
Information about how payday loans work in Alberta, including the annual Payday Lending Report and how to find out if a lender is licensed.
Describes what a payday loan is, to whom the Payday Loans Regulation applies, how to repay a payday loan, how to cancel a loan, the rules of conduct for payday lenders, cash cards and payday loans, and what to do if you cannot pay back a payday loan.
Standards for businesses that offer high-cost credit to protect consumers from unfair business practices.
This fact sheet explains high-cost credit, describes prohibited practices for licensed high-cost credit lenders, and outlines the rights of borrowers of high-cost credit.
Alberta’s Delegated Administrative Organization – Money Mentors, has a variety of information available on their website and on their resource page.
Information on payday loans from Consumer Protection BC.
Consumer information to help you choose between various debt management and repayment options.
This page provides information for consumers on Manitoba’s payday loan legislation in the form of frequently asked questions.
The Consumer Protection Office periodically issues cautions and alerts to help consumers stay informed about important marketplace issues. These alerts include the latest developments on payday loan legislation in Manitoba.
This page provides information for consumers about the legislation of Manitoba’s high-cost credit products, as well as answers to some frequently asked questions.
Information about how knowing your personal credit history can assist in better debt management.
Paying creditors on time is essential to a good debt repayment strategy. If payments lapse, you may find that your debts fall into the hands of a collection agency. Know your rights should a bill collector come knocking at your door.
If you are considering a payday loan, here are some things you should know.
Infographics and videos, including resources on the topic of payday lending and debt from the Financial and Consumer Services Commission.
Dealing with debt is an important matter. When borrowing money from a lender, you need to repay your debt as agreed in the terms of the agreement.
Newfoundland and Labrador
What you need to know about payday lending if you are a resident of Newfoundland and Labrador.
Consumer Information Bulletin on Pay Day Loans, as well as contact information for the Consumer Affairs Office in the Northwest Territories.
Your rights in relation to getting and paying back a payday loan as set out in Nova Scotia’s Consumer Protection Act and Payday Lenders Regulations.
For information related to payday loans, contact the Department of Community and Government Services.
Rules that apply to payday lenders, how to find a licensed lender and how to file a complaint.
Prince Edward Island
Information on payday loans, rules for lenders, and contact information.
Information on payday loans and high cost lending.
Includes information on a consumer’s rights when a payday lender does not fulfill its obligations.
Budget consulting services (French only)
Explore organizations that offer assistance with budgeting and debt management.
Debt settlement (French only)
Includes information on working with creditors to manage your debt and the regulations that guide these companies.
Consult the resources on this page for information on a number of important topics related to payday loans.
For information related to payday loans, contact Consumer Protection.
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