There are many options to deal with debt, but if it sounds too good to be true—it probably is. Ask questions and shop around to avoid paying unnecessary fees.
Think about your financial situation and explore your options

Your finances could be better and you would like some help.
Get access to tools and information to help you improve your financial situation and get out of debt.

Your finances are beginning to get out of control.
Your debt situation is becoming serious. Get professional help to prioritize paying off your debts and build a better future for yourself.
Still unsure about the next steps?

Understanding your options
If you’re still unsure whether you should consider a bankruptcy or consumer proposal, our debt questionnaire can help you better understand your situation.
The options provided do not replace a Licensed Insolvency Trustee (LIT) assessment.