Vehicle Lease or Loan Calculator

This is the total selling price of the car before taxes.

Enter the value that a dealer is giving you for your current vehicle. When trading in a vehicle, the final amount used to calculate the sales tax amount is lowered by the value of your trade-in.

Enter the tax rate of any provincial sales tax (PST) and provincial or federal goods and services tax (GST), or any harmonized sales tax (HST).

Enter the down payment amount you will give the dealer.

Enter the number of months in the term of your loan.

Enter the interest rate that the bank or finance company is charging you for financing your vehicle.

Enter the amount it costs to license and register your vehicle. If necessary, include the annual fee for Personal Property and Security Act (PPSA), which is a small annual fee charged by some provincial governments to register a loan or a lease. This fee is known as Registre des droits personnels et réels mobiliers (RDPRM) in the province of Quebec.

Note: Dealers sometimes mark up these charges, so you may want to check with the provincial registry.

Enter the total pre-tax selling price of the vehicle and options that you have agreed to pay to the dealer before any taxes are added. Be sure to include any rebates or price reductions from the manufacturer in the total. This price is not the manufacturer's suggested retail price (MSRP).

Enter the tax rate of any provincial sales tax (PST) and provincial or federal goods and services tax (GST), or any harmonized sales tax (HST).

Enter the value that a dealer is giving you for your current vehicle. The value of your trade-in is subtracted from the taxable leased amount.

Enter the down payment on the lease. A lease down payment is taxable and taxes are paid on the monthly payment.

Enter the amount of the buyout. This amount is determined by the lessor, which in most cases is the manufacturer.

Enter the number of months in the term of your lease.

Enter the interest rate charged by the leasing company for leasing the vehicle.

Enter the amount of any up-front security deposit. The fee is refunded to you at the end of the lease. The deposit is sometimes waived as part of a lease promotion or for repeat customers.

Enter the amount it costs to license and register your vehicle. If necessary, include the annual fee for Personal Property and Security Act (PPSA), which is a small annual fee charged by some provincial governments to register a loan or a lease. This fee is known as Registre des droits personnels et réels mobiliers (RDPRM) in the province of Quebec.

This is the total selling price of the car before taxes.

This is the total selling price of the car before taxes.

Enter the tax rate of any provincial sales tax (PST) and provincial or federal goods and services tax (GST), or any harmonized sales tax (HST).

Enter the down payment amount you will give the dealer.

Enter the number of months in the term of your loan.

Enter the interest rate that the bank or finance company is charging you for financing your vehicle.

Enter the amount it costs to license and register your vehicle. If necessary, include the annual fee for Personal Property and Security Act (PPSA), which is a small annual fee charged by some provincial governments to register a loan or a lease. This fee is known as Registre des droits personnels et réels mobiliers (RDPRM) in the province of Quebec.

Note: Dealers sometimes mark up these charges, so you may want to check with the provincial registry.

Enter the total pre-tax selling price of the vehicle and options that you have agreed to pay to the dealer before any taxes are added. Be sure to include any rebates or price reductions from the manufacturer in the total. This price is not the manufacturer's suggested retail price (MSRP).

Enter the tax rate of any provincial sales tax (PST) and provincial or federal goods and services tax (GST), or any harmonized sales tax (HST).

Enter the value that a dealer is giving you for your current vehicle. The value of your trade-in is subtracted from the taxable leased amount.

Enter the down payment on the lease. A lease down payment is taxable and taxes are paid on the monthly payment.

Enter the amount of the buyout. This amount is determined by the lessor, which in most cases is the manufacturer.

Enter the number of months in the term of your lease.

Enter the interest rate charged by the leasing company for leasing the vehicle.

Enter the amount of any up-front security deposit. The fee is refunded to you at the end of the lease. The deposit is sometimes waived as part of a lease promotion or for repeat customers.

Enter the amount it costs to license and register your vehicle. If necessary, include the annual fee for Personal Property and Security Act (PPSA), which is a small annual fee charged by some provincial governments to register a loan or a lease. This fee is known as Registre des droits personnels et réels mobiliers (RDPRM) in the province of Quebec.